Senior Legal Counsel

ABOUT OUR COMPANY:

The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world. So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial. Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $135 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more. But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started..

ABOUT OUR WORKPLACE:

• Splash is remote-first, and proud of it.

We spend our days simplifying financial products and getting them into the hands of people who need them most. Right now, we’re focused on building financial technologies that fundamentally transform how the industry lends. Although Splash has been around since 2013, we still operate like a startup — fast-paced, nimble, and full of heart. We’re good people who care deeply about doing meaningful work and we approach challenges with creativity, passion, and urgency. And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected — even from afar.

At Splash, everything we do is guided by our values:

• Own It – We take full accountability and follow through on commitments.
• Raise the Bar – We move fast, innovate faster, and push through barriers.
• Say the Hard Thing – We speak up with honesty, respect, and a desire to solve problems and make things better.
• Elevate Each Other – We win as a team by lifting each other up.

These values show up in how we work and how we connect — whether we’re collaborating on big projects or bonding over everyday moments. Yes, we even have Slack channels for #kids-and-pets and #food because we believe being human makes us better teammates.

ABOUT THE ROLE:

Splash Financial is seeking a business-minded, solution-oriented attorney to join our Legal & Compliance team. This role combines commercial contracting expertise with in-house product advising, supporting a fast-paced, innovative organization. You will partner with cross-functional teams—including Sales, Product, and Operations—to enable growth while mitigating risk and ensuring compliance with consumer financial services laws. As the Legal Team’s number two attorney, there is a chance for significant growth over time.

WHAT YOU’LL DO AT SPLASH:

Contract Management

• Draft, review, and negotiate a wide range of commercial agreements (customer, vendor, SaaS, partnership, NDAs).
• Optimize contract workflows and implement best practices for efficiency and risk mitigation.
• Help the General Counsel create templates and playbooks for the Legal Team.
• Cross-Functional Collaboration
• Serve as a trusted advisor to business units on operational and strategic initiatives.
• Partner with GTM teams to support product launches.
• Provide legal advice to Compliance related to lending, consumer protection, and data privacy regulations.

WHAT YOU’LL BRING TO SPLASH:

• J.D. from an accredited law school; active bar membership in good standing.

3-5 years of legal experience (law firm, government and/or in-house).

• Strong contract drafting and negotiation skills.
• Strong communicator who is service-oriented and willing to learn.
• Knowledge of SaaS, technology transactions, and consumer financial services laws such as TILA and Reg Z, ECOA and Reg B, the FCRA, debt collection laws, and U.S. privacy laws.
• Experience working on a small team with ability to independently manage projects.
• Strategic mindset with a bias toward practical solutions.
• Proficient in Google Docs and MS Word and Excel.

WHAT MAKES YOU STAND OUT:

Sense of humor.

• Ability to manage multiple priorities in a fast-paced environment.

COMPENSATION:

The base salary range for this role is $100,000 to $150,000 annually, based on market data and internal compensation practices. This role may also be eligible for a bonus component tied to individual and company performance. Final compensation will be determined by factors such as location, experience, and skill level.

SPLASHERS ENJOY:

Fully remote work freedom Competitive salary packages Flexible PTO + 9 company holidays Equity: Share in our start-up success Comprehensive and affordable insurance benefits Paid parental leave for both caregivers Essential equipment to get the job done 401(k) for your future savings Quarterly meet-ups: In person & virtual fun Awesome Splash swag to flaunt your team spirit Employment at Splash is based on individual merit. Opportunities are open to all, without regard to race, color, religion, sex, creed, age, handicap, national origin, ancestry, military status, veteran status, medical condition, marital status, sexual orientation, affectional preference, or other irrelevant factors. Splash is an equal opportunity employer.