Sr Analyst, Credit Portfolio

Perform lending activities using specialized domain knowledge and developed business expertise Lead projects and/or programs within the Credit Portfolio team with moderate scope impacting the Finance function Track credit quality, identify trends and make informed decisions within general parameters under broad supervision May act as a subject matter resource for entry level and developing colleagues Assist with the preparation of offering memoranda, investor presentations, rating agency packages, and internal investment committee materials. Develop and maintain tools, models, and dashboards to monitor loan-level performance, prepayment/charge-off dynamics, and transaction performance over time. Coordinate with external stakeholders (banks, investors, rating agencies, counsel) to facilitate smooth transaction execution and ongoing surveillance. Provide ongoing performance updates, collateral reporting, and analytical insights to internal teams and management to support decision-making. Partner across treasury, risk, finance, accounting, and product teams to align capital markets activities with company objectives and market dynamics. Stay abreast of ABS market developments, evolving investor preferences, and regulatory requirements to ensure best execution and compliance. 3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience. 2-5 years of relevant experience in structured finance, capital markets, credit risk, or related fields at a bank, consulting firm, hedge fund, private equity firm, or loan originator. Bachelor's degree in Finance, Economics, Accounting, Business, Mathematics, or related field. Solid understanding of structured finance products, particularly ABS, and familiarity with securitization structures, cash flow mechanics, and rating agency methodologies. Strong financial modeling and analytical skills, with proficiency in Intex, Excel and PowerPoint. Excellent organizational skills, attention to detail, and ability to manage multiple projects under tight timelines. Strong written and verbal communication skills for engaging cross-functional teams and external investors. Experience directly supporting ABS structuring, warehouse financing facilities, or whole-loan transactions for consumer and/or merchant assets. Working knowledge of SQL, Python, or other data tools to manage and analyze large loan-level datasets. Demonstrated track record presenting complex analyses to senior executives and external stakeholders. Collaborative mindset, with proven ability to work effectively across teams and adapt in a fast-paced, entrepreneurial environment.