Ki

    Underwriter - Commercial Worldwide

    Ki
    Posted 11/10/2025Senior Level
    Full-time
    Finance & Accounting
    Underwriting
    Portfolio Management
    Commercial Understanding
    Negotiation
    Communication

    Job Description

    Who are we?👋 Look at the latest headlines and you will see something Ki insures. Think space shuttles, world tours, wind farms, and even footballers’ legs. Ki’s mission is simple. Digitally disrupt and revolutionise a 335-year-old market. Working with Google and UCL, Ki has created a platform that uses algorithms, machine learning and large language models to give insurance brokers quotes in seconds, rather than days. Ki is proudly the biggest global algorithmic insurance carrier. It is the fastest growing syndicate in the Lloyd's of London market, and the first ever to make $100m in profit in 3 years. Ki’s teams have varied backgrounds and work together in an agile, cross-functional way to build the very best experience for its customers. Ki has big ambitions but needs more excellent minds to challenge the status-quo and help it reach new horizons. Where you come in? You'll work alongside the Portfolio Management team, acting as part of the decision-making process and help define, develop and deliver the underwriting strategy to ensure that profitable business is written. You will bring an understanding of the market and identify new opportunity areas, wordings and legal considerations of a class as well as leveraging existing relationships for Ki. You'll be required to capitalise on existing market relationship to ensure visibility in the London Market, working alongside Account Manager to define, develop and deliver the KiDS underwriting strategy and its translation amongst our brokers. What you will be doing: 🖋️ Based on existing class knowledge, you will work with the Underwriting Directors, Portfolio Underwriters and Portfolio Management Team to constantly update underwriting strategies by class. Collaborate with Portfolio Management to focus on areas of the portfolio and review based on distribution partner and market feedback, optimise the commercial lens of the algorithm by giving updates from the market, distribution partners and competitors, develop the revenue strategy with input from the algorithms appetite to optimise revenue generation and business mix. Previous experience across property underwriting in either the Lloyds or company market A strong commercial understanding of underwriting. Able to assimilate into strategic discussions around the structuring and management of portfolios. Track record of success in the development and execution of commercially viable strategies, with high standards of delivery in a timely, cost-effective way. Excellent negotiation, communication, and presentation skills to drive revenue and business development opportunities across Ki’s distribution network. Strong organisational credentials to help drive a dynamic team to deliver the revenue strategy in a coherent manner. You’ll get a highly competitive remuneration and benefits package. This is kept under constant review to make sure it stays relevant. We understand the power of saying thank you and take time to acknowledge and reward extraordinary effort by teams or individuals.

    What to expect during the recruitment process:

    1) Initial recruiter screening call 2) Interview with hiring manager 3) Technical Interview (this may vary depending on the role) 4) Values Interview

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